Banking account for young people of all ages

Easy to open. Fun and secure to use. In your mobile.


Best Design and Security app in Estonia 2016
From the people who built Scandinavian banks
European payment institution license
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"We believe that banking in the future will be significantly different than we are used to. We imagine an amazing mobile experience that’s user-friendly, engaging and priced in a fair way. Today, Pocopay is proud to give our customers such an experience."


Indrek Neivelt, CEO of Pocopay

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Open a Pocopay banking account on mobile in minutes, and be on a way with everything you need: the Pocopay app and a contactless MasterCard debit card.

Additionally you can enjoy these brilliant extra features

  • Send money to your friends and family in one second, even when abroad
  • Manage your card and account settings directly from the app
  • Snap a pic and add it to your payments and money requests
  • Open an account for your children and teach them financial independence

We recommend starting with Pocopay Basic package. It is, and always will be, free.

High level security

Licensed and audited

Pocopay has a pan-european payment institution license issued by the Estonian Financial Supervision Authority. We offer daily banking services and we don't issue credits and don’t take deposits.

Your money and data are safe

Unlike banks, we don’t use your money to issue loans or in other risk-taking activities. Your money is deposited on separate accounts of reliable European banks. We protect your information and don't share it with third parties, who are not related to our services.

You will always be supported

For blocking or closing your Pocopay card or account, call +372 6600 000 (EE) for 24/7 support. Our customer support is open from Monday to Friday 8AM-8PM, EET.